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ProductFeb 9, 20262 min read

Sneak Peek: The Financial Health Score (And How to Get Early Access)

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The Question Money Apps Don't Answer

Have you ever looked at your bank account and wondered, "Am I actually doing okay?" You might have money in the bank. You might even track your expenses. But are you saving enough for your age? Are you prepared for an emergency? Are your spending habits sustainable for the long haul? Answering these questions shouldn't require a spreadsheet, complex formulas, and hours of your weekend. Soon, it won't.

Introducing: The Financial Health Score

We are thrilled to announce our most requested feature: the Financial Health Score. It is a powerful, real-time diagnostic tool designed to give you a single, crystal-clear number (0-100) that represents your entire financial picture. Think of it like a credit score, but for everything else in your financial life—the parts that actually build wealth.

How It Works

Your score isn't random. It’s calculated using a sophisticated algorithm that analyzes five key pillars of financial stability:

  1. 💰 Savings Rate (25%): Are you paying yourself first? We track how much of your income stays with you.
  2. 📅 Bill Consistency (20%): Do you have a flawless payment streak? Consistency builds a strong foundation.
  3. 📊 Budget Control (20%): Can you stick to the plans you make? We measure your adherence to your own limits.
  4. 🛡️ Emergency Readiness (20%): Are you safe if income stops tomorrow? We assess your runway.
  5. 📉 Spending Habits (15%): Is your lifestyle sustainable? We analyze your income-to-expense ratio.

More Than Just a Number

A number is only useful if it helps you improve. That’s why the Financial Health Score comes with Personalized Tips.

  • Score below 60? We’ll identify the exact leak in your finances (e.g., "Your dining out budget is 30% over limit") and suggest a fix.
  • Score above 80? We’ll show you how to optimize that surplus cash for better growth.

Join the Exclusive Waitlist

We are rolling out the Financial Health Score to a limited group of users first to ensure the experience is perfect. By joining the waitlist, you get:

  • Priority Access: Be the first to see your score when we go live.
  • Founder Access: Direct feedback channels to shape the product roadmap.
  • Early Bird Perks: Special status for our initial supporters. Don't leave your financial future to guesswork. 👉 Secure your spot on the Waitlist
Written by Finordo Team
Sneak Peek: The Financial Health Score (And How to Get Early Access) | Finordo - Smart Expense Tracking